![]() The first six to eight digits refer to the payment network and the card issuer, while the remaining digits identify the cardholder.Ĭredit card numbers identify the following information: These numbers are found on either the front or the back of the card, depending on the card issuer and the type of credit card.Įach of these digits has a specific meaning based on the number used and where it is within the card number. What your credit card number meansĬard issuers typically generate 15- or 16-digit credit card numbers. By having these features, debit cards and prepaid gift cards can make purchases as if they were a credit card. ![]() These numbers provide an extra layer of security to reduce fraudulent transactions online or over the phone.ĭebit cards and prepaid gift cards also use this number format with each of them having a unique card number, expiration date and CVV code. CVV codes are “card verification values” of three or four digits. In addition to the credit card number, your card should have an expiration date and a CVV code. About your credit card numberĬredit card numbers are unique to every user so that banks and merchants can identify the cardholder. Here’s how to read your credit card numbers to unlock their meaning. Instead, each number on your card has a specific purpose. Credit card numbers aren’t a random assortment of digits. While most people know that the numbers on the card are unique identifiers, most of us have no idea what they actually mean. You use your credit card on a regular basis to make purchases. ![]()
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